Overview
You can enroll in dental coverage as a new hire, during Open Enrollment, or if you have a qualifying life event. To see your premiums and enroll, log in to the UKG website.
Medical-Dental-Vision Opt Out
You can waive East West Bank health care coverage if you can provide proof of other coverage (such as your Medical ID card). You cannot opt out of medical coverage, and then choose dental and vision coverage only. If you enroll, you must select coverage for medical, dental, and vision.
Cigna Dental Care DHMO
You must receive care from your designated Primary Care Dentist (PCD) or have your PCD coordinate your care with another in-network provider.
Cigna Dental PPO
You have the flexibility to choose any dentist and receive benefits. However, you will pay less if you visit a provider in the Cigna network because in-network providers have agreed to charge lower, negotiated rates.
Cigna Dental PPO Buy-Up
Similar to the Dental PPO, but pays a slightly higher level of benefits and includes orthodontia coverage for children up to 19 years old, as well as implant coverage.
If you enroll in the Cigna Dental Care DHMO, you will be issued an insurance card. If you enroll in the Cigna Dental PPO or Cigna Dental PPO Buy-Up, visit mycigna.com to quickly view ID cards (front and back) for the entire family.
Key features at a glance
Our dental coverage provides:
Free in-network preventive and diagnostic care
to help keep your teeth healthy
Affordable coverage
that helps you manage the cost of dental treatment
Wide network of providers
that have agreed to negotiated rates, which helps you save money
Find a network dentist
If you enroll in the Cigna Dental Care DHMO, You must choose a Primary Care Dentist, who will coordinate all your care. If you enroll in the Cigna Dental PPO or Cigna Dental PPO Buy-Up, you may choose to see any in- or out-of-network dentist you’d like, but you’ll generally pay less when you stay in network.
Go to https://hcpdirectory.cigna.com/web/public/consumer/directory
- Next, click “Employer or School”
- Enter address, city, or ZIP
- Select search “Doctor by Type” or “Doctor by Name
Plan Comparison
DENTAL COMPARISON CHART
| Cigna Dental PPO | Cigna Dental PPO Buy-Up | ||||
|---|---|---|---|---|---|
| Plan Provision | Cigna Dental Care DHMO | In-Network | Out-of-Network | In-Network | Out-of-Network |
| Calendar Year Maximum | None | $1,500 | $2,000 | ||
| Calendar Year Deductible | None | Individual: $100; Family: $300 | Individual: $100; Family: $300 | ||
| Periodic Oral Evaluation (No Deductible) | No charge | No charge | 20% | No charge | No charge |
| Routine Cleanings (Every 6 Months; No Deductible) | No charge | No charge | 20% | No charge | No charge |
| X-Rays (No Deductible) | No charge | No charge | 20% | No charge | No charge |
| Fillings | Copays vary | 20% | 20% | ||
| Sealants (Per Tooth; No Deductible) | $11 | No charge | 20% | No charge | No charge |
| Root Canal (Molar) | $275 | 20% | 20% | ||
| Crowns | Copays vary | 50% | 50% | ||
| Dentures (Lower Partial) | Copays vary | 50% | 50% | ||
| Implants | Not covered | Not covered | 50% | ||
| ORTHODONTIC TREATMENT | For Adults and Children | Not covered | For Children up to Age 19 | ||
| Orthodontic Lifetime Maximum | None | Not covered | $1,500 | ||
| Pre-Orthodontic Treatment Visit (No Deductible) | $125 | Not covered | 50% | ||
| Periodic Orthodontic Treatment Visit (No Deductible) | $1,520 – $2,250 | Not covered | 50% | ||
| Orthodontic Retention (No Deductible) | $285 | Not covered | 50% | ||
Use your dental benefits wisely
Here’s how to make the most of your dental benefits:
Choose a network provider.
Each time you need dental care, you have a choice of providers. Selecting a Cigna participating dentist will ensure you receive the highest benefits from your plan. To find a provider, go to the Cigna website.
Present your plan identification.
Give your provider's office the information they need to bill your insurance. The group number is #3333253.
Submit for a pretreatment estimate.
You should submit a request for a pre-treatment estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call Cigna at 800.244.6224 (available 24/7) or visit the Cigna website.
Check your claim status.
You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more on the Cigna website.